>> Monday, December 31, 2012
Ever since My Marine left, my life has been out of control.....which is bad, because in MY mind, I should have it all under control....ducks in a row, blah, blah, blah. But what I have found is that I've let things slide.....a lot. My Marine would divorce me if he saw our garage right now (which is why I am NOT posting a picture of it's current condition) and my checkbook hasn't been balanced since September. Plus with the holidays, there was also a lot of extra spending going on.
I need to get back in control.
Over at My 1/2 Dozen Daily, she's starting the New Year with a January No/Low Spend & Decluttering Challenge. PERFECT! Just right up my alley!
The challenge includes setting two goals (one financial and one decluttering) and doing a weekly check-in on those goals. I can certainly do this!
Goal #1 - Financial:
After all the extra spending during the holidays, it's time to start tightening the belt with spending and putting money back into the savings account. I also need to develop a budget and meal plan. I mentioned to a friend that I have 2 freezers full of food that I need to meal plan for....instead of quick, unhealthy meals that are budget-suckers. So:
1. Put extra deployment pay in savings
2. Develop budget
3. Meal plan - using what's here, buying only necessary food items (fresh veggies/fruits/milk)
4. No unnecessary spending unless I can use gift cards
Goal #2 - Decluttering:The garage is a pit right now. The dumping ground for things I don't want to put away. I have a pile of things to take to the kids consignment store and a pile of things to go to Goodwill. I do need to, further, reorganize the Christmas stuff before putting it all away - which may require purchasing some storage bins. So:
1. Clear out the consignment clutter and actually TAKE this stuff to the store!
2. Make a Goodwill run at least twice in January
3. Go through Christmas decorations and donate/throw away what's not needed. Reorganize for storage purposes.
I just have to keep remembering....small bites and baby steps!